Terms and Conditions of Purchase

Always make sure to read all the terms and conditions before doing any transaction! All the above conditions must hold accuracy for any purchases from Fine Gold Bullion. Don’t forget to understand our terms and conditions of purchase by visiting official website of www.finegoldbullion.ca.

Definitions:

• Purchaser: Fine Gold Bullion Inc. (“FGB,” “we,” “us,” or “our,” including its directors, employees, agents, and assigns).
• Seller: Any individual, corporation, or business that sells bullion to FGB (referred to as “you” and “your”).
• Bullion: Gold, silver, or other precious metals in bars, coins, or weights for trading through FGB.
• Transaction date/time: The date and time at which your order was confirm.
• Business hours: Monday–Friday, 8:30 a.m. to 5 p.m. (EST), excluding holidays and weekends.
• Market Price: The price of bullion as it is post upon on the London Bullion Market.

Requirements for Using the Site

• You are above 18 years of age.
• Just acknowledge and agree to all listed terms and conditions.
• You will not use our website or services for any harmful activities and will comply with all laws.

Ownership

When selling bullion to FGB, confirm that you are the lawful owner. You should be acting for yourself, and that the bullion is not part of any illegal activities.

Binding Agreement

These terms are a binding legal agreement between you and Fine Gold Bullion Inc. Once a transaction is ready, you are responsible to complete the delivery.

Methods of Trading

Gold Bullion are easy to sell in person at FGB’s Vancouver or Brampton offices or via telephone. Accurate information is necessary for proceeding.

Purchasing Price

Prices are perform through by in-office experts and may fluctuate with the volatile bullion market.

Confirmation of Order

You will get a confirmation email upon transaction completion. Non-receipt of this email does not void the transaction. Credit card details may be necessary for a pre-authorization hold.

Credit Card Pre-Authorization

We may ask for customers’ credit card information to put a pre-authorization on them. Once FGB receives the bullion, that pre-authorization changes to a non-charge.

Customer Information

All information provided by customers must be accurate. However, FGB reserves the right to store transaction records as part of its auditing, quality assurance, and compliance process.

Packaging for Bullion

Customers need to follow some guidelines when sending bullion to FGB. It is up to the customer to ensure the shipment is insured and includes all required information.

FGB Shipment Deadlines

All quoted bullion must be delivered to FGB no later than five business days from the date of trade. Next, non-compliance with this deadline may result in cancellation or other fees.

Inspection Rights

FGB has the right to inspect all bullion deliveries and reject items failing quality requirements. Costs for any tests incurred by the seller are borne by you.

Payment

Payment will be processed within 2 business days of receipt and acceptance of bullion. Well, all payments are generally made by check; though expedited delivery comes with a cost.

Right to Refuse Redelivery of Damaged or Late Shipment

FGB may refuse late, damaged, or defective packages. There are defined quality criteria for all packages.

International Sellers

FGB does not yet provide functionality for international buying or selling. It is the seller’s responsibility to manage import duties and other related charges.

Cancellation

If payment or delivery of the bullion is not complete on time, FGB may cancel the transaction. There will be no further notice and a cancellation fee of $100 (non-negotiable) plus any market losses is applicable.

Pricing or Typo Errors

FGB reserves the right to correct any transaction initiated on fgb.marbleheadbank.com on the basis of pricing or typing error.

Withhold Payments

FGB can withhold payments for completed orders if the corresponding transactions are suspended or incomplete.

Right to Refuse Service

FGB has the right not to serve anyone.

Governing Law

The laws of British Columbia and Ontario, and applicable federal laws of Canada, govern this agreement. In these provinces, disputes fall under the jurisdiction of the courts.

Limitation of Liability

FGB is not liable for any direct or indirect damages from transactions, including economic and data damages.

Force Majeure

FGB shall not be liable for any delay or failure to perform its obligations. This delay or failure results from a cause beyond FGB’s reasonable control. It can be due to natural disasters, war, terrorism, or government restrictions.

Help with Attorney Fees and Costs

In all disputes, the prevailing party is responsible to recover reasonable attorney fees and costs associated with it.

Disclaimer of Warranties

Except as set forth in these terms, FGB makes no warranties or representations.

Assignment

No Seller may assign this agreement without FGB’s written consent.

Waivers and Modifications

Any change or waiver of these terms must be in writing and signed by FGB.

Binding Effect

This Agreement shall be binding on the parties and their respective successors and assigns.

Singular/Plural and Gender

Singular terms include their plural forms, and gendered terms apply neutrally in certain circumstances.

Section Headings

The section headings used in this Agreement are for convenience only and shall not be given any effect in construing or interpreting the terms hereof

Consignment

FGB does not currently have a consignment policy.

Invalid Provisions

If any part of this agreement is found invalid, the rest shall remain in effect.

Entire Agreement

This agreement represents the entire understanding between the customer and Fine Gold Bullion Inc. and supersedes all prior agreements.